Please note that as a digital product, it is not possible to request a refund for The Life Stash. Also you should note that The Life Stash is built as an Excel spreadsheet and, as such, will be most effective when displayed and edited through a laptop although it should be possible to use it on a tablet or mobile phone with the Excel/Sheets or appropriate app to access Excel.

Software Compatibility Disclaimer
The Life Stash is delivered as a downloadable Excel file, designed using Microsoft Excel, a widely used spreadsheet program. While every effort has been made to ensure the file functions as intended, performance may vary depending on your device, software version, or individual system settings. By purchasing this product, you acknowledge that it is your responsibility to ensure compatibility with your version of Excel. The creator of The Life Stash is not liable for any technical issues, malfunctions, or inability to use the file due to software or hardware limitations.

Data Security & Responsibility Disclaimer
The Life Stash is a self-managed digital tool intended to help you organize and store important information securely on your own device(s). As the creator, I do not have access to any of your personal data, and I am not responsible for the storage, protection, or potential loss or theft of your information. It is the customer’s sole responsibility to safeguard their file, implement appropriate security measures (such as strong passwords or secure cloud storage), and back up their data regularly. By using The Life Stash, you acknowledge that all data security and protection lies with you.

The Life Stash is protected by copyright laws and is intended for personal use only with the exception of it being promoted by affiliates (as detailed below). Unauthorised distribution, resale, or sharing of this material is strictly prohibited. By purchasing The Life Stash, you agree not to reproduce, duplicate, or distribute any part of it in any form without prior written permission from the author. Your support in respecting intellectual property rights is greatly appreciated.

By purchasing this digital product (s) you are eligible to participate in the Affiliate Program under the following terms:

1. COMMISSION STRUCTURE

You will earn a 50% commission on each successful sale made through your unique affiliate link;

Commissions are calculated based on the product's retail price at the time of sale;

Commission payments will be processed monthly on or after 10th of each month.

2. AFFILIATE RESPONSIBILITIES

You must be a verified purchaser of the product to participate;

You agree to promote the product ethically and honestly;

You will not make false or misleading claims about the product;

You will clearly disclose your affiliate relationship in promotions;

3. TERMS OF USE

Your affiliate status may be revoked if these terms are violated;

We reserve the right to modify commission rates with 30 days notice;

This agreement is non-exclusive and can be terminated by either party;

Affiliate links must not be used in spam or unsolicited communications;

4. PAYMENT TERMS

Minimum payout threshold: £10.00

Commissions will be paid within 30 days of reaching the threshold;

You are responsible for any taxes on your affiliate earnings.

For questions or support regarding the affiliate program, contact Andi:

andi@chalktalkuk.com